Starting out with your physique I would recommend full body workouts, Monday Wednesday Friday (with cardio in between) . Keeping your sets at around 10-14 reps is probably the most effective way to reach your goal. Really focus on dead lifts, squats, lat pull downs and dumbbell press/bench press, don't put all your energy into bicep curls and bench press like the majority of people starting out it's one of the biggest mistakes people make. I don't think you will need to worry about bulking and cutting just yet.. What you want to do is eat high protein low fat: chicken, steak, pasta, cottage cheese, wholemeal bread, milk but making sure you get HEALTHY fats in from avocado nuts etc. It sounds cliche but abs honestly are made in the kitchen, don't worry too much about ab exercises dead lifts and squats give them enough attention. Answering your question, You will just go straight to a six pack if you do it right. If you have a bf% below 10% you're going to have abs and pecs that are visible no matter how weak they are, so high protein low fat with cardio and strength will get you there on its own there's no need for cutting and bulking for beginners. Make a commitment to do it for at least 6 months and I can nearly guarantee you will fall in love with it.. You will start to see progress about 2 months in so don't give up before then (all the commercials are full of shit about 2 week transformation). Make sure you get enough sleep, sleeping is when you build muscle, keep hydrated, make sure you concentrate on form and not weight. Also instead of having breakfast lunch and dinner have small meals 6 times a day...
Good luck